As a Credit Consultant for your Lending Institution, I can streamline processes, reduce risk, and increase your bottom line. Here’s how:
- Suggest effective policies and procedures to substantially improve the identification and monitoring of credit risk
- Design and implement a customized, fully-automated Risk Management Software system for consistent risk evaluation using Moody’s Analytics
- If needed, create bank-wide Audit Policies to provide systematic review of the loan portfolio. This includes structure for ongoing stress testing and concentration risk
- Help to facilitate reporting for your Safety and Soundness Exam and communicate directly with State and Federal Regulators
- Help to verify your risk analysis program is in compliance with regulations
- Create common procedures for lending staff to increase efficiency and maintain the integrity of the Risk Management System
- Develop and Implement training for Lending staff on financial forms, data, and risk analysis
- Provide training to upper management regarding effective, systemized Credit Quality Management
- Suggest and clarify potential positions or role changes needed to manage consistent reporting and post acquisition review